Fixed Indexed Annuity
S&P 500 Historical Calculator

by Retirement Snapshot

The FIA Software program (coded in EXCEL) enables you to demonstrate to your prospects and clients how annuities you are proposing would have performed using historical values for the S&P 500 index.

Retirement Snapshot’s FIA Calculator uses just one simple “input” page to capture the participation rate, annual “cap rate” and Minimum Guaranteed Interest Rate (MGIR). The program then calculates year-end values for your annuity, going as far back as 1995. You can also compare 3 different crediting methods in one run. A “summary” page includes historic data complete with graph and color-coded return values, making your client presentation simple, effective and powerful.

IF you do business in the state of New York, please realize that the FIA Software Calculator does what no other historical calculator can do — it enables you to accurately demonstrate to your prospects, how a New York FIA would have performed over time—by including a calculation for NY’s unique MINIMUM GUARANTEE INTEREST RATE credit.

As you know, New York is the only state in America which requires a Minimum Guarantee Interest Rate (MGIR) be credited to each contract holder—on an annual basis. And the FIA Historical Calculator (by Retirement Snapshot) is the only software available today, which includes a specific calculation for NY FIA products.

Currently, the MGIR credit in NY ranges from 1% to 3%, depending on insurance carrier. This means that your client will receive an annual, minimum credit of between 1% and 3%--or higher—depending on stock market performance.

The cost of the software is a one-time payment of $149 and only $14.99/mo for ongoing updates using the latest S&P values.

Click here to see a demo »

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